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소액결제현금화는 휴대폰의 월 소액결제 한도(최대 100만~200만원)를 이용해 상품권이나 디지털 콘텐츠를 구매한 뒤, 이를 전문 업체에 수수료를 떼고 팔아 현금으로 바꾸는 행위입니다.
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